A New Approach to Wildfire Risk Analytics for the Insurance Industry



The Importance of Property-Level Vulnerability

The analysis in this report compares risk assessment approaches and how they can be used together to create a sharper and more accurate understanding of wildfire risk. Quantifying risk at the address level with an understanding of the vulnerability of specific properties leads to a more accurate risk assessment that insurance carriers, departments of insurance, and property owners can understand and rely on.

47% of “high” and “very high” risk properties in California based on the CAPE Risk Rating have the potential to improve their vulnerability with mitigation practices.

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